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RBA Keeps the Cash Rate on Hold

For 25 months the cash rate has remained on hold at 1.5%. The anticipation of a rate rise has been pushed back even further by all accounts.

What is irritating to most consumers is that while the cash rate remains intact, banks are now raising rates outside of the RBA movements in order to profit take.

Commentary from the RBA has not really changed of late.

With inflation running below the RBA guidelines, household debt still at high levels and a labour market, although strengthening, still remaining below capacity, most analysts are predicting that interest rates will remain on hold until 2020 at least.

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