The average superannuation balance in Australia is only $63 500. What is even more scary is that for those at age of retirement of 55 -64 years, the average balance is under $150 000. If you look at a 5% yield off that balance, it means that would only provide and income of around $7 500 per year. No wonder the pension is under threat as so many Australians that have not thought to put something in place for retirement, are relying on the pension to survive. We need to take control of our own financial futures and start as early as we can to build an asset base that will provide us with a decent income on retirement. An honest property investment advisor will tell you that it does take a while to build up a reasonable property portfolio, so get started ASAP.